Direct Deposit/EFT Section contents:


Requesting direct deposit of your paycheck to your account at Northrop Grumman Federal Credit Union adds a new element of convenience to your life. Direct deposit is also wonderful for members who receive Social Security checks or retirement benefit checks.

This service saves trips to branch offices and makes funds immediately available to you. Direct deposits may be made to the member's savings or checking accounts and they happen automatically--whether you're sick, on vacation, or otherwise unable to deposit a check.


Eligibility
Members who receive Social Security checks
Members whose employers support direct deposit of paychecks or retirement payments.

How to Start

To begin direct deposit of your paycheck, ask your employer's payroll department for instructions. You will probably receive a form from them. Complete it with the routing transit number shown here and your account number.

  ROUTING TRANSIT NUMBER - 322276088
 
  FOR DEPOSIT TO CHECKING - Use the routing transit number above plus the last nine (9) digits imprinted at the bottom of your checks.
 
  FOR DEPOSIT TO REGULAR SHARES (SAVINGS) - Use the routing transit number above and contact a Member Services Representative at 800-633-2848 (M-F, 7 a.m. - 6 p.m. Pacific) for the correct regular share account format for direct deposit.

To begin direct deposit of your Social Security check, call the Social Security Administration at 800-772-1213 or visit www.ssa.gov/deposit/index.htm for a downloadable form.


Summary
Direct deposit/electronic fund transfer offers a variety of useful features to benefit members:

  • Direct deposit of paycheck funds provides immediate access
  • Direct deposit of Social Security and retirement benefit checks prevents loss or theft of checks
  • Deposits reflected on your statement
  • Verification of deposit available anytime through Call 24 or the_Max!
  • Dividend accrual begins as soon as funds are deposited to a dividend-bearing account
  • Easy to start by asking your payroll department or the Social Security Administration.
Frequently Asked Questions

Q: How will I know the check has been deposited?

A: Your employer will provide your regular check stub with all the pertinent information. You can also use Call 24 or the_Max! to verify the deposit, or call us after 10:00 a.m. on the day the deposit is scheduled.


Q: How long does it take before my Social Security will start being deposited directly into my Credit Union account?

A: It takes about 60 days before your Social Security funds will start to go into your account by direct deposit. In the meantime, you will continue to receive your check in the mail. Once direct deposit is established, your check will automatically be deposited into your account each month, usually on the same day of the month.


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