Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.
Youth
A great way to develop a savings habit early on is to move a child's savings to a special NGFCU™ Youth Account. Just as with any other Credit Union account the savings are insured and they have the added benefit of paying dividends on as little as $5 on deposit. It allows your young one to have a dividend-bearing savings account and start receiving the benefits and value of Credit Union membership at an early age. The Youth Account is available to anyone with a social security number under the age of 18 who is otherwise eligible for membership and is able to sign his or her name.
UTMA Account
A custodial account called an UTMA may also be established for members under the age of 18. These accounts offer some tax advantages.
Summary
An NGFCU™ Youth Account offers a young person a variety of benefits:
- Federally insured to at least $250,000 by the NCUA
- Pays dividends
- If established as an UTMA account, it could offer some tax advantages.
- Quarterly statements by mail and online
- Allows unlimited free over-the-counter withdrawals per month per suffix when total shares are $1,000 or more. (When this minimum requirement is not met, 1 free over-the-counter withdrawal per month per suffix.) See Schedule of Fees.
- A low $5 minimum balance to earn dividends
- No maintenance fee
Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
7 a.m. - 6 p.m. Pacific
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Are you still paying a high interest rate on your InfiBank One Card?
Apply for the NGFCU MasterCard
and get a 4.99% APR for the first 5 billing cycles.
Click here to apply for the NGFCU MasterCard and get the value you deserve.
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