If it is difficult for you to give up a large sum of money all at once for retirement savings, you can use the Accumulation IRA to make regular small contributions to your IRA savings. Once you accumulate $2,000, you can roll your retirement savings into a higher yield Term IRA.
Summary
$5 minimum opening deposit
$100 minimum balance to earn dividends
Maximum annual contribution - refer to a tax advisor
Earliest qualified distribution is at age 59-1/2. Premature distribution may result in a tax penalty.
For assistance with completing the simple forms necessary to establish your IRA, please contact a Member Service Representative.
Mailing Address
Box Number 47009
Gardena, CA 90247-6809
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