Your savings insured to

at least $100,000 by the
National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


Schedule of Fees

Effective August 1, 2005
Fees subject to change

Membership   $3 one time only

Account Maintenance
(When the quarterly average daily balance or total balance in all shares at the end of the quarter is less than $100 and there was no outstanding balance on a loan1 on the same account number during that quarter.)
 
$6.00 per quarter

Cashiers Checks
 
$3.00 each

Account Reconciliation
 
$20.00 per hour

Excessive In-Branch Withdrawals
(When Total Shares at month end are less than $1,000, then after 1 free/mo/suffix.  When Total Shares at month-end are $1,000 or more or a loan1 balance, then  unlimited free)
 
$2.00 each

 

Holiday Club Account withdrawal

           except end-of-year holiday season

 

 

$5.00 each


Stop Payment - Any Check or ACH

 


$10.00 each

 

Stop Payment - Bill Payer

 

 

$15.00


Dishonored Deposit - Third Party Check
 
$10.00 each

Dishonored Deposit - Accountholder Check
 
$15.00 each

NSF - Returned Share Draft or ACH
 
$20.00 each

 

Courtesy Pay of NSF item

 

 

$20.00 each


Dishonored Payment
 
$15.00 each

Negative Share Transaction
 
$10.00 each

ATM Negative Share Transaction
 
$10.00 each

ATM Empty Envelope Deposit
 
$15.00 each

CU Service Center Transaction2

 
(When Total Shares and Loans1 at prior month end are:
    Less than $1,000, then after 1 free/mo
    $ 1,000 - $ 9,999.99 then after 5 free/mo
    $10,000 - $39,999.99 then after 10 free/mo
    $40,000 or more, then unlimited free)

2Not including Deposits and Loan Payments
 
$2.00 each

ATM - Non-Norteller Withdrawals
(When Total Shares and Loans1 at prior month end are:
    Less than $1,000, then after 1 free/mo
    $ 1,000 - $ 9,999.99 then after 5 free/mo
    $10,000 - $39,999.99 then after 10 free/mo
    $40,000 or more, then unlimited free)
 
$1.00 each

ATM - Non-Norteller Balance Inquiries
 
$0.50 each


Card Replacement

for Norteller ATM or Visa ATM/Check Card

 
$8.00 per card


PIN Replacement

for Norteller ATM or Visa ATM/Check Card

 
$5.00 per PIN

Photocopies
 
    Statements (except most recent)   $1.00 per statement
    Loan/Teller/Cashiers Check   $5.00 each
    Share Drafts in excess of 2 per month   $2.00 each
    Deposited Check   $2.00 each
    Loan Payment Check   $2.00 each

Verification of Account
 
$2.50 per request

Outgoing Collection Item
 
$5.00 each

Locator Fee Escheat
 
$2.00 per year

Levy Processing
 
$10.00 each

Subpoena
 
$2.00 per page

Outgoing Wire Transfer
 
    Domestic   $15.00 per wire
    International   $25.00 per wire

Real Estate Loans
 
    Beneficiary and Payoff/Demand   $30.00
    Reconveyance Fee   $53.00
    Change monthly payment to bi-weekly   $500.00

1
Not including MasterCard
©1998, 2004 Northrop Grumman Federal Credit Union. *All other names and trademarks belong to their respective holders.