Your savings insured to
at least $100,000 by
the
National Credit Union Administration, a U.S. Government Agency.
We do business in accordance with the
Federal Fair Housing Law and the Equal Credit Opportunity Act. |
Section contents:
Northrop Grumman Federal Credit Union offers a variety of financing options
tailored to help you meet your financial goals and objectives. For more detailed information on our loan accounts, click on the topics below.
Auto
Easy to understand financing for new and used
vehicles, featuring flexible repayment options. Shop with the advantage
of a Credit Union auto loan pre-approval.
Mortgage
An array of flexible options for first-time and new home buyers, and home owners interested in refinancing an existing mortgage.
HELOC
Home Equity Line of Credit (HELOC) with a generous fee allowance that makes it easy to make a variety of purchases secured by
the equity in your home.
MasterCard*
MasterCard with no annual fee, no finance charges when your account is paid in full each month and special rewards and rebate programs.
MoneyMaster Line of Credit
A revolving, unsecured personal line of credit you can use for a wide variety of purposes.
Signature
A non-collateralized loan of up to $25,000 with generous repayment terms.
Recreational Vehicles and Boats
An array of options for members interested in loans for new and used recreational vehicles,
motorcycles and boats.
Savings and Stock-Secured
Flexible programs that allow you to use savings accounts, certificates of deposit, or stock to secure purchases.
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|
Current Rates for
Loan Accounts
 |
|
New or Used
AUTO - VARIABLE |
|
Term |
APR*
as low as |
Payment Example |
|
|
|
72 months |
4.00% |
72 monthly payments* of $15.65 per $1,000 borrowed. |
|
|
*The Annual Percentage Rate (APR) may
increase or decrease monthly during the term of this loan. While the
disclosed regularly scheduled payment will not change, the number of
payments (loan term) may increase if the APR increases and the loan term
may decrease if the APR decreases. The APR will not increase or
decrease more than 0.25% in any month from the previous month. The
APR will not increase or decrease more than 5.0% from the initial APR.
All loans subject to
credit approval. Actual rate received is based on your credit
qualifications. Rates displayed are the lowest rates available including
a discount for automatic payment. Rates subject to change without
notice. Minimum $10,001 on fixed rate loans with a term of more than 48
months. Rates are subject to change without notice.
|
New or Used
AUTO - FIXED |
|
Term |
APR*
as low as |
Payment Example |
|
|
|
4 Years |
4.75% |
48 monthly payments of $22.92 per $1,000 borrowed. |
|
|
|
5 Years |
5.00% |
60 monthly payments of $18.87 per $1,000 borrowed. |
|
|
|
6 Years |
5.25% |
72 monthly payments of $16.22 per $1,000 borrowed. |
|
|
All loans subject to
credit approval. Actual rate received is based on your credit
qualifications. Rates displayed are the lowest rates available including
a discount for automatic payment. Rates subject to change without
notice. Minimum $10,001 on fixed rate loans with a term of more than 48
months. Rates are subject to change without notice.
|
Other Loans |
APR*
as low as |
|
| Mortgage Loans |
Mortgage Rates |
|
|
|
|
HELOC |
5.25% |
Variable |
|
Depending on the
option chosen, each time an advance is taken the payment may
be either amortized over 180 months or to the maturity of
the HELOC. |
|
|
|
5.50% |
Fixed |
|
May elect the
Fixed Rate on up to 60% of the approved HELOC limit. Minimum
draw $10,000 per disbursement and up to 3 separate
disbursements (no add-ons). Fixed rate cannot exceed
maturity of the HELOC. |
|
|
| MoneyMaster Line of Credit |
11.00% |
Variable |
|
Payment calculated on a monthly
factor of 2.25% for each increment or partial increment of
$1,000 outstanding balance and rounded to the next even
dollar amount. See credit agreement for more details. |
|
|
|
16.00% |
Fixed |
|
|
| Signature Loan -
Closed End |
10.00% |
Variable |
|
60 monthly
payments of $21.25/$1,000 borrowed |
|
|
| Motorcycles
20% Down Payment |
7.50% |
Variable |
|
48
monthly payments of $24.18/$1,000 borrowed |
|
|
| RVs
-
call for details |
6.25% |
Variable |
|
120 monthly
payments of $11.23/$1,000 borrowed |
|
|
| RVs
-
5/1 Hybrid rate
- call for details |
7.25% |
Variable |
|
120 monthly payments of
$11.74/$1,000 borrowed |
|
|
| Boats
20% Down Payment |
7.00% |
Variable |
|
72 monthly payments of
$17.05/$1,000 borrowed |
|
|
| Regular Share Loan |
5.50% |
Variable |
|
60 monthly payments of $19.10/$1,000 borrowed |
|
|
| Stock Loan |
5.75% |
Variable |
|
48 monthly payments of $23.26/$1,000 borrowed |
|
|
|
10.50% |
Fixed |
|
48 monthly payments of $25.60/$1,000 borrowed |
|
|
*Annual Percentage Rate - Rates are
subject to change without notice.
All loans subject to
credit approval. Actual rate received is based on your credit
qualifications. Rates displayed are the lowest rates available including
a discount for automatic payment. Rates subject to change without
notice. Minimum $10,001 on fixed rate loans with a term of more than 48
months. |