Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

Schedule of Fees

Effective August 1, 2005

Fees subject to change

Membership $3.00 one time only
Account Maintenance $6.00 per quarter
(When the quarterly average daily balance or total balance in all shares at the end of the quarter is less than $100 and there was no outstanding balance on a loan1 on the same account number during that quarter.)
Cashiers Checks 3.00 each
Account Reconciliation $20.00 per hour
Excessive In-Branch Withdrawals $2.00 each
(When Total Shares at month end are less than $1,000, then after 1 free/mo/suffix.  When Total Shares at month-end are $1,000 or more or a loan1 balance, then  unlimited free)
Holiday Club Account withdrawal except end-of-year holiday season $5.00 each
Stop Payment - Any Check or ACH $10.00 each
Stop Payment - Bill Payer $15.00
Dishonored Deposit - Third Party Check $10.00 each
Dishonored Deposit - Accountholder Check $15.00 each
NSF - Returned Share Draft or ACH $20.00 each
Courtesy Pay of NSF item $20.00 each
Dishonored Payment $15.00 each
Negative Share Transaction $10.00 each
ATM Negative Share Transaction $10.00 each
ATM Empty Envelope Deposit $15.00 each
CU Service Center Transaction2 $2.00 each
When Total Shares and Loans1 at prior month end are:
  • Less than $ 1,000
  • after 1 free/mo
  • $ 1,000 - $ 9,999.99
  • after 5 free/mo
  • $10,000 - $39,999.99
  • after 10 free/mo
  • $40,000 or more
  • unlimited free
    2Not including Deposits and Loan Payments
    ATM - Non-Norteller Withdrawals $1.00 each
    When Total Shares and Loans1 at prior month end are:
  • Less than $ 1,000
  • after 1 free/mo
  • $ 1,000 - $ 9,999.99
  • after 5 free/mo
  • $10,000 - $39,999.99
  • after 10 free/mo
  • $40,000 or more
  • unlimited free
    ATM - Non-Norteller Balance Inquiries $0.50 each
    Norteller ATM or Visa ATM/Check Card
    Card Replacement after 3rd Request $8.00 per card
    PIN Replacement after 3rd Request $5.00 per PIN
    Rush Orders - Pass-through costs $30.00 each
    Photocopies
    Statements (except most recent) $1.00 per statement
    Loan/Teller/Cashiers Check $5.00 each
    Share Drafts in excess of 2 per month $2.00 each
    Deposited Check $2.00 each
    Loan Payment Check $2.00 each
    Verification of Account $2.50 per request
    Outgoing Collection Item $5.00 each
    Locator Fee Escheat $2.00 per year
    Levy Processing $10.00 each
    Subpoena $2.00 per page
    Outgoing Wire Transfer
    Domestic $15.00 per wire
    International $25.00 per wire
    Real Estate Loans
    Beneficiary and Payoff/Demand $30.00
    Reconveyance Fee $53.00
    Change monthly payment to bi-weekly $500.00
    1Waived for first three (3) months after account opening. MasterCard is not included in loans outstanding.
    2Not including Deposits and Loan Payments
    Mailing Address
    Box Number 47009
    Gardena, CA 90247-6809
    Call Center
    800-633-2848
    Monday - Friday
    7 a.m. - 6 p.m. Pacific
    ©2009 Northrop Grumman Federal Credit Union. All Rights Reserved.